Which banks only use TransUnion?

Which Banks Pull TransUnion Only?
  • Avianca.
  • Apple Card – Goldman Sachs Bank.
  • Barclays.
  • Capital One.
  • Synchrony Bank.
  • U.S Bank.

What are the credit cards that use TransUnion only?

  • Chase Sapphire Reserve® Apply Now »
  • Chase Freedom Unlimited® Apply Now »
  • Chase Freedom Flex℠ Apply Now »
  • Capital One Venture Rewards Credit Card. See Details »
  • Capital One Quicksilver Cash Rewards Credit Card. See Details »
  • Capital One Venture X Rewards Credit Card.
  • FRONTIER Airlines World Mastercard®
  • JetBlue Card.

Does AMEX use TransUnion?

American Express uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness.

What credit cards pull TransUnion Myfico?

American Express
  • Avianca. Avianca will usually pull your TransUnion credit report.
  • Apple Card – Goldman Sachs. Apple card -Goldman Sachs Bank will usually pull your Transunion credit report.
  • Barclays. Barclays will usually pull your Transunion credit report.
  • Bank of America.
  • Capital One.
  • Chase.
  • Citi.
  • Citizens.

Which banks only use TransUnion? – Related Questions

Does Chase use TransUnion?

It appears Chase reports authorized users to all three major credit bureaus (Experian, Equifax and TransUnion especially).

Does Capital One use TransUnion?

Capital One appears to use all three major credit bureaus—Equifax, Transunion and Experian.

Does Discover Card pull TransUnion?

Discover may pull from any of three major credit bureaus: Experian, Equifax and TransUnion, but it appears based on consumer-reported data the bank leans heavily on Equifax to source many credit reports, followed by Experian and TransUnion.

Which Bureau does Chase pull Myfico?

Chase primarily uses Experian as its credit bureau, but also uses TransUnion and Equifax for certain cards in certain states.

Does Goldman Sachs use TransUnion?

Goldman Sachs uses TransUnion and other credit bureaus to evaluate your Apple Card application. If your credit score is low (for example, if your FICO9 score is lower than 600),5 Goldman Sachs might not be able to approve your Apple Card application.

Does Citibank use TransUnion?

It’s possible for Citi to use any of the three major credit bureaus for approval: Equifax, Experian, and TransUnion. Citi tends to use at least two of the three credit bureaus when it reviews credit card applications, according to customer service.

What Bureau does AMEX pull?

Amex primarily pulls Experian, though sometimes Equifax or TransUnion reports.

Is Credit Karma based on TransUnion?

The credit scores and reports you see on Credit Karma come directly from TransUnion and Equifax, two of the three major consumer credit bureaus. The credit scores and reports you see on Credit Karma should accurately reflect your credit information as reported by those credit bureaus.

Which credit score is better FICO or TransUnion?

For example, an apartment manager who checks your credit may only look at Experian while a credit card company might only look at TransUnion. FICO was developed as an alternative to these bureaus. Many lenders prefer FICO because it paints a more holistic picture of the potential borrower.

Which credit score matters more TransUnion or Equifax?

Which Credit Score Matters More, TransUnion or Equifax? The truth is your lender can choose any of the two or even both of these scores. It all boils down to the lender’s preferences and what aspects of your finances they’re interested in. Either way, both scores offer equally valuable information.

What is an excellent TransUnion score?

A very poor credit score is in the range of 300 – 600, with 601 – 660 considered to be poor. A score of 661 – 720 is fair. And an excellent score is in the range of 781 – 850.

Why do I have a TransUnion score but not Equifax?

In fact, you can have a credit score with one of the credit bureaus and not with the other two because your lenders may only report to one bureau. You may not have enough information in your credit file to create a credit score, and lenders are not required by law to report your credit activity.

Is Experian or TransUnion better?

If you simply want more control over your credit report and credit score, Experian offers the most bang for your buck in terms of personal credit monitoring and identity protection. However, TransUnion offers the most business-related products.

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