- Apple Card – Goldman Sachs Bank.
- Capital One.
- Synchrony Bank.
- U.S Bank.
Do banks go by Equifax or TransUnion?
“In general, lenders have a preferred credit report between Equifax, Experian, or TransUnion. However, they may pull more than one credit report. If you’re unsure, ask which one they pull. If you’re talking about just a few points difference, it probably won’t matter.”
What is TransUnion credit score used for?
The score is one of many pieces of information the lender may use in evaluating your credit application. It gives lenders a fast and objective measurement in determining the risk in lending money to you. Because of credit scores, you might get a loan faster and the credit decision may be fairer.
Do banks use Experian or TransUnion?
In any case, the card issuer can pull your credit report with any of the three major credit bureaus — or even all of them. This means that your credit report could come from Equifax, Experian and TransUnion or any combination of these bureaus.