Which banks only use TransUnion?

Which Banks Pull TransUnion Only?
  • Avianca.
  • Apple Card – Goldman Sachs Bank.
  • Barclays.
  • Capital One.
  • Synchrony Bank.
  • U.S Bank.

What are the credit cards that use TransUnion only?

  • Chase Sapphire Reserve® Apply Now »
  • Chase Freedom Unlimited® Apply Now »
  • Chase Freedom Flex℠ Apply Now »
  • Capital One Venture Rewards Credit Card. See Details »
  • Capital One Quicksilver Cash Rewards Credit Card. See Details »
  • Capital One Venture X Rewards Credit Card.
  • FRONTIER Airlines World Mastercard®
  • JetBlue Card.

Does Amex look at TransUnion?

American Express uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness.

Do credit card companies look at TransUnion or Equifax?

In any case, the card issuer can pull your credit report with any of the three major credit bureaus — or even all of them. This means that your credit report could come from Equifax, Experian and TransUnion or any combination of these bureaus.

Which banks only use TransUnion? – Related Questions

Does Capital One use TransUnion?

Capital One appears to use all three major credit bureaus—Equifax, Transunion and Experian.

Does Chase use TransUnion?

It appears Chase reports authorized users to all three major credit bureaus (Experian, Equifax and TransUnion especially).

Does Citibank use TransUnion?

It’s possible for Citi to use any of the three major credit bureaus for approval: Equifax, Experian, and TransUnion. Citi tends to use at least two of the three credit bureaus when it reviews credit card applications, according to customer service.

Why are Chase cards so hard to get?

In general, Chase credit cards aren’t the easiest to get since most require a good or excellent credit score for approval (700 or more). Most of those requirements are pretty standard, although some credit card companies offer cards to people with lower scores.

Which credit card companies only use Equifax?

Here are some of the best credit cards that may use Equifax only:
  • Chase Sapphire Reserve: $450 annual fee (excellent credit)
  • Citi Double Cash: $0 annual fee (good credit)
  • Discover it: $0 annual fee (good credit)
  • HSBC Premier World Mastercard: $95 annual fee, waived the first year (excellent credit)

Which credit bureau do most creditors look at?

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scores, however, there is a clear winner: FICO® Score is used in 90% of lending decisions.

Which lenders use Equifax only?

Which Banks Use Equifax?
  • Capital One.
  • Citibank.
  • Citizens.
  • Discover.
  • HSBC.
  • Key Bank.
  • Wells Fargo.

What credit cards pull from what credit bureau?

Which credit bureaus banks check
  • Citi usually pulls credit reports from Equifax or Experian.
  • Amex primarily pulls Experian, though sometimes Equifax or TransUnion reports.
  • Chase favors Experian, but may also buy Equifax or TransUnion reports.
  • Capital One doesn’t have a favorite — but often pulls more than one.

What is the minimum credit score for a Citibank credit card?

You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you’re after. Some Citi credit cards require higher scores, and one accepts applicants with limited credit history.

What FICO score does citibank use?

What score model was used to calculate my score? Your FICO® Score is calculated based on data from Equifax using the FICO® Bankcard Score 8 model and is the same score we use, among other information, to manage your account. This model has a FICO® Score range from 250 through 900.

Which Citi card is easiest to get?

The easiest Citi card to get is the Citi® Secured Mastercard®. You don’t need any credit history, and the minimum deposit is $200. There’s also a $0 annual fee, and the APR can be as high as 26.24% (V).

What FICO score do I need for a Chase credit card?

Most Chase credit cards are intended for consumers with good to excellent credit scores (FICO® Score of 670 or higher). A score above 700 is even better and gives you a strong chance at approval.

What is the easiest card to get approved?

The Credit One Visa Card is the easiest unsecured credit card to get. It is available to people with bad credit or no credit. Cardholders also earn 1% cash back on eligible purchases.

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