What are the credit cards that use TransUnion only?

What Are the Best Credit Cards that Pull From TransUnion Only?
  • Citi Premier® Card Learn More.
  • Chase Freedom Flex℠ Learn More.
  • Chase Sapphire Reserve® Learn More.
  • Capital One Venture Rewards Credit Card Learn More.
  • Capital One Quicksilver Cash Rewards Credit Card Learn More.

Does Chase use TransUnion?

It appears Chase reports authorized users to all three major credit bureaus (Experian, Equifax and TransUnion especially).

Do credit cards use FICO or TransUnion?

For the majority of general lending decisions, such as personal loans and credit cards, lenders use your FICO Score.

Does Amex look at TransUnion?

American Express uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness.

What are the credit cards that use TransUnion only? – Related Questions

Which credit bureau does Capital One pull from?

Capital One appears to pull from any of three major credit bureaus: Experian, Equifax and TransUnion.

Is Credit Karma based on TransUnion?

The credit scores and reports you see on Credit Karma come directly from TransUnion and Equifax, two of the three major consumer credit bureaus. The credit scores and reports you see on Credit Karma should accurately reflect your credit information as reported by those credit bureaus.

What credit report does AMEX look at?

Which Credit Bureau Does American Express Use? American Express appears to primarily pull credit reports from Experian, but this doesn’t mean it doesn’t occasionally pull from one or both of the other major consumer credit bureaus as well.

Which FICO score does American Express use?

What credit score does Amex use? Data points indicate that American Express uses the FICO 8 scoring model from the Experian credit bureau. The bank is also likely to pull the same score from either Equifax or TransUnion but the applicant won’t know until after they try.

What credit score is American Express looking for?

According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional. 800 and above.

What is the minimum credit score that Amex will approve?

To get approved for this card you’ll want a credit score of at least 670 to get approved, but some people have reported having a score as low as 630 and being able to get the card.

What credit score do you need for Chase credit card?

Most Chase credit cards are intended for consumers with good to excellent credit scores (FICO® Score of 670 or higher). A score above 700 is even better and gives you a strong chance at approval.

What is the easiest Amex card to get approved for?

When applying for the Amex Blue Card, try to have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.

Does Amex approve everyone?

Although American Express doesn’t specify any minimum credit score requirements, you’ll need good credit (or better) to qualify, which means a FICO score of at least 670. A premium Amex card — say, the American Express Gold Card — likely requires a “very good” FICO score, somewhere in the range of 740 and above.

What Bureau does Amex pull?

Amex primarily pulls Experian, though sometimes Equifax or TransUnion reports.

What credit bureau does Discover card use?

Discover may pull from any of three major credit bureaus: Experian, Equifax and TransUnion, but it appears based on consumer-reported data the bank leans heavily on Equifax to source many credit reports, followed by Experian and TransUnion.

Does Amex do a hard pull if denied?

If your application was declined, we do not report it to the credit bureaus. This will not affect your credit score. However, your request for a Card will show up on your credit bureau reports as a request for credit, also known as an “inquiry.”

What income do you need for Amex Platinum?

Annual income of $100,000 or more. Aged 18 years or over.

Who usually gets approved for Amex Platinum?

Getting approved for the American Express Platinum is like any new credit card application. You have better chances with a credit score above 700, a clean credit history, and a low debt-to-income ratio. If you think you might have to work on these factors, take the time to improve your credit to enjoy the benefits.

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