Does the extra card build credit?
The Extra Debit Card lets you sidestep these issues and still build a stronger credit record. Most debit cards do nothing for your credit score, but Extra reports the purchases you make on their card to credit bureaus as creditworthy payments. Because it’s not a credit account, you don’t need a score to qualify.
How good is extra credit?
ExtraCredit delivers many different credit-related services, making it difficult to determine effectiveness, as not all of their customers have the same needs. Those looking for credit monitoring, credit scoring, and identity monitoring services may consider ExtraCredit very helpful as these services are excellent.
How fast can extra build credit?
While you can’t get an excellent credit score overnight, you can establish one from scratch within three to six months. Read on to learn about the fastest ways to build credit so you can access your best terms on credit cards, mortgages and other financial products.