Does Discover card approve instantly?
Discover card approval may happen instantly when you apply, or you’ll get a letter and email within a couple of weeks. Your card should arrive 7-10 business days after you’re approved.
Can I check the status of my credit card application?
All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.
Why is Discover not approving my application?
The reasons will be listed in the denial letter Discover sends out shortly after its decision. They may include an annual income below what’s needed to make minimum monthly payments, a low credit score, too many recent credit inquiries or a high amount of debt, among others.