You do not need to activate your First Premier credit card yourself. The card will already be activated when it arrives in the mail. The only thing you need to do is set up a PIN by following the instructions you received with your new card.
How do I activate my First Premier credit card PIN?
You can get a First Premier credit card PIN by calling customer service at (888) 891-2435 or the number on the back of your card.
How do I know if my First Premier credit card is active?
To check on the status of your new First Premier credit card, you can call First Premier customer service at 800-987-5521.
Can you use First Premier credit card right away?
No, not immediately. After paying the processing fee, your card will be mailed to you, and that will take up to 10 business days. After receiving your card, you will need to get your PIN number, in order to get access to ATM cash advances. You can require it by calling customer service at 800-987-5521 .
How do I activate my First Premier Bank Card? – Related Questions
What is the $95 program fee for First Premier Bank?
Additional Card Details
| Credit Limit |
Program Fee |
Annual Fee |
| $300 |
$95 |
$75 first year, then $45 |
| $400 |
$95 |
$100 first year, then $45 |
| $500 |
$95 |
$125 first year, then $49 |
| $600 |
$75 |
$79 first year, then $49 |
1 more row
Does First Premier give you a virtual card?
A Mobile Wallet is digital form of your First PREMIER Bank debit card information on your mobile device. You can pay for purchases without using your physical plastic debit card. How do I get the Mobile Wallet app?
How long does it take for credit to be available after payment First Premier?
The First Premier credit card payment post time depends on how and when you made your payment, as you can see below: Mail – up to 7 business days. Phone, Online or in-person – same day (Mon-Fri, if received by 5 p.m. CT); next day (Mon-Fri, after 5 p.m.); or Sunday (5 p.m. Fri – 5 p.m. Sun)
Can I use my First Premier credit card without paying the program fee?
Yes, you do have to pay the program fee for First Premier Bank credit cards if you are applying for an unsecured card. The program fee on First Premier Bank unsecured credit cards is a one-time fee of $55 – $95 assessed before you open the account. The exact amount you will have to pay depends on your creditworthiness.
How much money can I take off my First Premier credit card?
Can I withdraw money from my First Premier Bank credit card? You can withdraw money from the First Premier Bank Credit Card as a cash advance. Once your account is open, your initial cash advance limit will be 10% of your credit limit.
What is the highest credit limit for First Premier Bank?
First Premier will consider factors such as your credit history, income and debt when determining your credit limit. For the other First Premier Bank credit cards, the unsecured ones, your credit limit could be anywhere from $300 to $1,000, depending on what First Premier thinks of your overall creditworthiness.
Can I withdraw cash from my Premier credit card?
Accessing Your Credit Line: You can use the Card and your Credit Account to make Purchases and obtain Cash Advances. Upon your request, you may be assigned a Personal Identification Number (PIN). If a PIN is assigned to you, you can obtain a Cash Advance at any authorized ATM by using the Card and PIN.
Is 1000 credit limit good for first card?
Generally, first-time credit card applicants receive small credit limits. A credit limit of $500 to $1,000 is average for a first credit card, but it may be higher if you have, say, a history of on-time car payments on your credit file.
Can you have 2 First Premier credit cards?
Yes, you can have more than one First Premier credit card. But keep in mind that First Premier’s credit cards have one-time, annual and monthly fees, and also a 36% APR for their unsecured cards and 19.9% for their secured card.
What is Premier bank card limit?
There’s a one-time processing fee of $95, and with credit limits ranging from $300 to $500, plus first year annual fees ranging from $75 to $125, you’re essentially giving about a quarter of your credit away just for owning the card.
What is Premier credit limit?
You can only get a First Premier Bank $700 credit limit if you’ve received an offer in the mail for one of their unsecured credit cards or if you put down a $700 deposit for the First PREMIER® Bank Secured Credit Card.
How do I increase my premier credit limit?
How to Get a First Premier Bank Credit Limit Increase Online
- Log in to your First Premier account online or through the mobile app.
- Click “Credit Limit Increase” on the left side of the page.
- Select your account.
- Click “Request Increase” and follow the prompts.
- Get a response by mail within 14 days.
What card will give me the highest credit limit?
On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We’ve also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.
How do I get a cash advance from my First Premier account?
Ways to get a First Premier Bank credit card cash advance:
- At an ATM: To get a cash advance at an ATM, insert your card, then enter your PIN and choose the cash advance option.
- At a local branch: You can request a cash advance in person at a local First Premier Bank branch.
Can I use my premier bank card at ATM?
FREE Debit Mastercard®
We can issue your First PREMIER Bank Debit Mastercard® instantly at most branches. Your debit card gives you access to 37,000+ surcharge-free Moneypass® ATMs.
Can I transfer money from First Premier credit card to Cash App?
You can easily link a credit card to your Cash App, though you’ll first have to add a bank account or debit card. Similar to Venmo, Cash App is a payment app for transferring money to others, and like Venmo, there’s a fee to transfer money using a credit card.