What credit score do you need to get a Belk?
Approval Requirements & Application
Getting approved for a Belk® Rewards Credit Card generally requires at least a fair credit score (FICO score 650+). To apply, head to your local Belk store location or use the link below to apply online.
How do I check my Belk credit card balance?
You can check your Belk Rewards credit card balance online or you can download the Belk app where you can manage your credit card account, schedule payments and make purchases. For technical support, call 866-560-4456. Alternatively, call 877-295-2080 to check your Belk Rewards credit card balance by phone.
How can I get approved for a Belk credit card?
The Belk Credit Card credit score requirement is 700, at a minimum. That means you need good credit or better for approval. Keep in mind that when applying for the Belk Credit Card, you will also be considered for the Belk Store Card. Which card you’ll get depends on your credit score and several other factors.