Is it hard to get approved by Citi?
You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you’re after. Some Citi credit cards require higher scores, and one accepts applicants with limited credit history.
Which Citi card is easiest to get?
The easiest Citi card to get is the Citi® Secured Mastercard®. You don’t need any credit history, and the minimum deposit is $200. There’s also a $0 annual fee, and the APR can be as high as 26.24% (V).
How accurate is Citi prequalify?
Pre-qualification doesn’t guarantee approval, but it does give you around a 90% chance of approval if you choose to apply. Citi might also mail you a pre-qualified credit card offer.