Does Chase look at TransUnion?

Chase primarily uses Experian as its credit bureau, but also uses TransUnion and Equifax for certain cards in certain states. The following chart shows the combined credit bureau preferences for all Chase cards. As you can see, several states use all three credit bureaus, while relatively few use only one bureau.

Does Capital One pull from TransUnion?

Capital One appears to pull from any of three major credit bureaus: Experian, Equifax and TransUnion.

Who pulls from TransUnion and Equifax?

Capital One will usually pull your Experian, Transunion, and Equifax credit reports.

Does Discover Card pull TransUnion?

Discover may pull from any of three major credit bureaus: Experian, Equifax and TransUnion, but it appears based on consumer-reported data the bank leans heavily on Equifax to source many credit reports, followed by Experian and TransUnion.

Does Chase look at TransUnion? – Related Questions

What lenders use TransUnion only?

Which Banks Pull TransUnion Only?
  • Avianca.
  • Apple Card – Goldman Sachs Bank.
  • Barclays.
  • Capital One.
  • Synchrony Bank.
  • U.S Bank.

Does Amex look at TransUnion?

American Express uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness.

What FICO does Discover use?

Discover provides your FICO® Score 8, which is one of the company’s most widely used scoring models, according to FICO. Lenders use several different kinds of FICO® Scores, depending on the type of loan they provide. Discover provides your score from data on your TransUnion® credit report.

Does Discover Card do a hard pull?

Yes, Discover it Cash Back does a hard pull. You will need a credit score of 700+ to get it. This means that Discover it Cash Back requires at least good credit.

What score Discover accepts?

A 700+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 640).

What is the easiest card to get approved?

The Credit One Visa Card is the easiest unsecured credit card to get. It is available to people with bad credit or no credit. Cardholders also earn 1% cash back on eligible purchases.

What credit score do you need for Amex card?

According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional. 800 and above.

What credit score does Wells Fargo accept?

The Wells Fargo Reflect® Card normally requires a FICO® Score of at least 670, and a score of 700 or higher is even better. This credit card has a long 0% intro APR on purchases and balance transfers, so it’s designed for applicants with good to excellent credit.

How many credit card should you have?

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

What credit bureau does Citi use?

The FICO® Score Citi provides is based on information from your Equifax credit report based on the “as of” date included with your score. This may differ from scores you obtain elsewhere that may have been calculated at a different time using information from a different credit bureau or even a different score model.

What Bureau does AMEX pull?

Amex primarily pulls Experian, though sometimes Equifax or TransUnion reports.

What Bureau does Wells Fargo pull?

Wells Fargo uses all three major credit bureaus: Equifax, Experian, and TransUnion. Either one or more credit bureaus may be used when evaluating a Wells Fargo credit card application.

Which Citi card is easiest to get?

The easiest Citi card to get is the Citi® Secured Mastercard®. You don’t need any credit history, and the minimum deposit is $200. There’s also a $0 annual fee, and the APR can be as high as 26.24% (V).

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